ICT in Financial Inclusion, Taxation, Excise and Finance – Santanu Sengupta – Part 2

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tv.eletsonline.com

Please also visit FIPS(“Financial Inclusion & Payment System”) fips.eletsonline.com

Elets – A platform for disseminating creative ideas on ICT

Elets Technomedia is a technology media and research company that focuses on ICT in government, education, healthcare, agriculture and rural development sectors. Our mandate is to provide effective information on latest development in different ICT tools, techniques and their applications across our verticals through premier print publications, online portals and premier events, seminars, conferences and summits. Elets has created a name for itself as a technology media and research vendor of choice.

Strategies

To strengthen and facilitate knowledge sharing platforms engaging with partners across the globe through International conferences to provide cross-cultural grounding to stakeholders and participants To provide stakeholders with a platform to share models of best practice, knowledge and experience on a range of issues in the domain of ICT in Governance, Education, Health, security, Urban and Rural Development To mobilise the communities towards creating a digitally informed knowledge society based on shared understanding

Elets Focus Areas

Elets provides an unmatched versatility for working with multiple partners and consultants to mutually share knowledge. With a vision to provide effective information on latest development in different ICT tools, techniques and their applications across various verticals with focused reference to governance, education and health, we

a) bring niche monthly publications;

b) provide knowledge exchange fora and

c) conduct research projects, primarily through Events & Conferences.

Hareon Solar Technology Co., Ltd. – Financial And Strategic Swot Analysis Review

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May, 5, 2014 : Company Profiles and Conferences presents a Company Report on “Hareon Solar Technology Co., Ltd. – Financial and Strategic SWOT Analysis Review”, which helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

Summary

Hareon Solar Technology Co., Ltd. (Hareon Solar) is an integrated Solar PV (photovoltaic) manufacturing company. The company produces silicon cells and implements vertically integrated chain producing silicon stick (ingot), wafer, solar cells and solar modules. Its product portfolio consists of solar cells and modules. Hareon Solars Solar cells consist of mono crystalline silicon solar cells, poly crystalline silicon solar cells and Quasi-mono crystalline silicon solar cells. The company offers modules such as mono crystalline silicon modules, poly crystalline silicon modules and Quasi-mono crystalline silicon modules. It also offers crystalloids and silicon wafer. The companys project portfolio comprises of ground-mounted project, roof-mounted project and rooftop project. Its partners include REC, WACHER, SHOTT Solar, TPA Horwath, CREDIT Sulsse, UniCredit, Allianz, schonherr, KB, BankofAmerica, PWC, Unknown and HatiCon. Hareon Solar is headquartered in Jiangyin, China.

Hareon Solar Technology Co., Ltd. Key Recent Developments

Feb 13, 2014: Hareon Solar to develop ground mount PV plants in two Chinese provinces
Jul 04, 2013: Hairun Photovoltaic Technology Co., Ltd. Particularly major contract announcement
Jul 09, 2013: SolarBridge Partners with Hareon to Launch AC Module Technology to the U.S and Global Markets
Jul 22, 2013: Mascotte, Hareon to Build Solar Cell Production Plant in Taiwan
Mar 12, 2014: Rising Development And Hareon Solar Sign Framework Agreement To Construct 800 MW Of Solar PV In China

This comprehensive SWOT profile of Hareon Solar Technology Co., Ltd. provides you an in-depth strategic analysis of the companys businesses and operations. The profile is bring to you a clear and an unbiased view of the companys key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

This company report forms is the part of Profile on Demand service, covering over 50,000 of the worlds leading companies. Once purchased the highly qualified team of company analysts will comprehensively research and author a full financial and strategic analysis of Hareon Solar Technology Co., Ltd. including a detailed SWOT analysis, and deliver this direct to you in pdf format within two business days. (excluding weekends).

The profile contains critical company information including,

– Business description A detailed description of the companys operations and business divisions.
– Corporate strategy Analysts summarization of the companys business strategy.
– SWOT Analysis A detailed analysis of the companys strengths, weakness, opportunities and threats.
– Company history Progression of key events associated with the company.
– Major products and services A list of major products, services and brands of the company.
– Key competitors A list of key competitors to the company.
– Key employees A list of the key executives of the company.
– Executive biographies A brief summary of the executives employment history.
– Key operational heads A list of personnel heading key departments/functions.
– Important locations and subsidiaries A list and contact details of key locations and subsidiaries of the company.
– Detailed financial ratios for the past five years The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
– Interim ratios for the last five interim periods The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.

Key benefits of buying this profile include,

You get detailed information about the company and its operations to identify potential customers and suppliers.
– The profile analyzes the companys business structure, operations, major products and services, prospects, locations and subsidiaries, key executives and their biographies and key competitors.

Understand and respond to your competitors business structure and strategies, and capitalize on their weaknesses. Stay up to date on the major developments affecting the company.
– The companys core strengths and weaknesses and areas of development or decline are analyzed and presented in the profile objectively. Recent developments in the company covered in the profile help you track important events.

Equip yourself with information that enables you to sharpen your strategies and transform your operations profitably.
– Opportunities that the company can explore and exploit are sized up and its growth potential assessed in the profile. Competitive and/or technological threats are highlighted.

Scout for potential investments and acquisition targets, with detailed insight into the companies strategic, financial and operational performance.
– Financial ratio presented for major public companies in the profile include the revenue trends, profitability, growth, margins and returns, liquidity and leverage, financial position and efficiency ratios.

Gain key insights into the company for academic or business research.
– Key elements such as SWOT analysis, corporate strategy and financial ratios and charts are incorporated in the profile to assist your academic or business research needs.

Financial Jargon Basic Finance Terminology Explained

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The financial business is adding new terms and neologisms every month due to the increasingly complexity of personal finance and commerce or business relationships. However, for someone that is not familiar with all this jargon it turns very difficult to understand even the basic explanatory brochures or articles explaining common products. To clear some basic concepts, following is a list of common terms used frequently on financial flyers and other pieces of writing.

Collateral, Guarantee, Security

There are two types of loans out there: Secured and unsecured. Unsecured loans are awarded to people without other assurance of repayment than their word (signature) or personal credit. This means that if the borrower fails to repay the loan, the lender has no other means of claiming his money than taking the debtor to court on a long and tedious legal process.

Secured loans on the other side provide the lender with an additional protection. An asset is pledged as guarantee of repayment and in the event of default (lack of repayment), the lender can either repossess the asset or obtain the money owed by forcing its sell on a public auction. The asset pledged as an assurance of repayment is indistinctively referred to as: Collateral, Security or Guarantee.

Provisional Financing, Refinancing, Restructuring, Roll Over Agreement

These terms are often used with different meanings but with the intent of clarifying financial jargon, we suggest the following uses for the terms: Provisional financing refers to a short term loan or line of credit that is used for buying the borrower some time till a more convenient and definite loan can be obtained; Refinancing implies the cancellation of a previous loan with the money obtained from a new one that has different terms (usually lower monthly payments either because of a lower rate or a longer repayment program); Restructuring often implies a series of refinancing agreements that imply more than one debt and more drastically term changes than a simple extension of the repayment program; Finally, a roll over agreement implies the postponement of the loan repayment by obtaining approval for an identical loan with the same lender.

Delinquency, Default, Bad Credit

These terms are often used on articles and flyers about personal financing and non-traditional financing. People that have to face financial difficulties often damage their credit by paying late debts that are due, or missing a payment or missing several consecutive payments. All of these are recorded on the debtors credit report and hurt their credit stance lowering their score.

The above situations are referred to as delinquencies: paying late or missing payments. Failing to repay the loan (missing several consecutive payments) is known as default and usually leads to the debt being sold to collection agencies that will try to claim the money by different means. Finally, the consequences of default and delinquencies on your credit along with other problems like excessive debt have a negative impact on peoples credit which is known as bad credit, poor credit or low credit score.

Principal, Interest, Term

The Principal is the amount of money that is lent by the lender to the borrower and has to be repaid. The Interest is the price of the transaction: This price can be expressed as an overall amount but unless the loan is a short term loan, it is usually expressed as a rate or percentage. The term is the period of time for the loan repayment; it can refer to the overall repayment period including the repayment deadline but it can also refer to the repayment frequency whether you have to make monthly, biweekly or weekly payment.

Tips Of Solid Business Financial Advice

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With the economy in the state it is currently in, it’s more important than ever to carefully plot the course for your business. Many businesses will fail during this economic downturn, but if you find someone who can give you good business financial advice you’ll have a much better shot at making it through and being stronger when things turn around.

One thing you can do to help your business succeed is to find a good accountant. You shouldn’t pay more than absolutely necessary in taxes. A good accountant can help you find legal tax breaks and help you minimize your tax exposure. Just be careful, you don’t want to get involved with someone who is dishonest. Saving a few thousand dollars today isn’t worth the nightmare that could come down the road if you get audited.

Here is a list of some of the ways you can find a good accountant to help you out with all of your business accounting needs. Keep these tips in mind when you are interviewing professionals, they will help you choose just the right person for your business. Remember, you will be working closely with your accountant so make sure to find someone who is not only qualified, but someone you actually like and think you can easily work with too.

1. Ask other business owners if they can recommend a good accountant. Remember that any accountant will have the knowledge to help with your business, to a point. But you want an accountant that specializes in business taxes specifically. Your business will require a much higher level of specialization than most peoples personal taxes. You want an accountant who is up to date on all the rapidly changing rules and who can help you legally minimize your tax burden. Legally lowering your tax consequences with the right financial advice is one of the best ways to help your business succeed. The lower your tax consequences, the more money you can keep and put back into your business to help shore it up during these rough economic times.

2. You may want to consider hiring an accounting firm instead of a single accountant. Why? Because you are likely to have many different elements of financial advice you’ll need beyond just business tax advice. Hiring a firm can make it possible to work with several accountants, each one specializing in a certain area. For example, one accountant might be an expert in business issues, while another might have more expertise in personal finance and estate planning. By combining the strengths of each of these accountants you are getting the absolute best advice for all of your financial needs. Making sure you have all of your bases covered is the reason you hired an accountant in the first place.

3. If you want to make sure you take good care of your business, but just don’t have a lot of money right now to hire an expensive accountant, you might want to consider buying some accounting software. Most software will have regular updates as tax laws change and they are usually just plug and play and pretty user friendly. Some software programs even offer live help if you have questions that aren’t answered by the software. If you decide to go this route it would also be a good idea to ask other business owners if they have a recommendation of which software they prefer. That will give you a starting point, though ultimately it will be your decision based on your needs.

There are many highly trained professionals that can give you great business financial advice. Just take a little time, ask some questions, and find the one who you think will be easy to work with and who you think will be able to offer your business the best advice.

Prosafe Se (prs) – Financial And Strategic Swot Analysis Review

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July, 25, 2014: Company Profiles and Conferences presents a Company Report on “Prosafe SE (PRS) – Financial and Strategic SWOT Analysis Review”, who helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

Prosafe SE (PRS) – Financial and Strategic SWOT Analysis Review provides you an in-depth strategic SWOT analysis of the companys businesses and operations. The profile is bring to you a clear and an unbiased view of the companys key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

The profile contains critical company information including:

– Business description A detailed description of the companys operations and business divisions.
– Corporate strategy Analysts summarization of the companys business strategy.
– SWOT Analysis A detailed analysis of the companys strengths, weakness, opportunities and threats.
– Company history Progression of key events associated with the company.
– Major products and services A list of major products, services and brands of the company.
– Key competitors A list of key competitors to the company.
– Key employees A list of the key executives of the company.
– Executive biographies A brief summary of the executives employment history.
– Key operational heads A list of personnel heading key departments/functions.
– Important locations and subsidiaries A list and contact details of key locations and subsidiaries of the company.
– Detailed financial ratios for the past five years The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
– Interim ratios for the last five interim periods The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.

Highlights

Prosafe SE (Prosafe) is an owner and operator of semi-submersible accommodation /service vessels. Its fleet comprises of 11 semi-submersible accommodation vessels, which includes six dynamically positioned vessels and five anchored vessels. These vessels are capable to operate in all offshore environments and are required to provide additional offshore accommodation, engineering, construction and storage capacity. The company’s operations are related to maintenance and modification of installations on fields already in production; hook-up and commissioning of new fields; tie-backs to existing infrastructure; and decommissioning.

Prosafe SE Key Recent Developments

Mar 18, 2014 Prosafe Safe Scandinavia awarded a LoI for Norwegian TSV Operations
Dec 04, 2013 Prosafe Three-year contract for Safe Lancia in Mexico
Nov 22, 2013 Prosafe SE: Prosafe firms up orders for semi-submersible accommodation vessels at COSCO
Nov 18, 2013 Prosafe Contract award for Jasminia in Mexico