All posts in Financial

Money Matters Financial Services Pvt Ltd. has Been Serving Various Corporate Sectors

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MMFSL has Been Serving Various Corporate Sectors

Financial stability is very important for the sustained economic growth of any country as it enables various companies and corporate sectors to start new projects and business. Without a strong financial system the development of the country will be effected and growth restrained. Money Matters Financial Services LTD is a leading financial service provider that offers innovative and intelligent solutions to various corporate sectors located worldwide with their comprehensive products platforms. Their expertise in financial matters has set them apart as an industry leader.

Money Matters Financial Services LTD. encompasses a broad range of financial services that includes advisory, consultancy to various corporate and institutional clients. Their expertise includes debt syndication, financial restructuring and debt placement. Money matters has the capability of perceiving the true potential of the clients business and the means to enhance their value.

Money Matters Financial offer the corporate sectors a more sophisticated range of financial services. With the exposure to global practices, Indian customers have become more discerning and demanding. So, it is important for the financial service providers to continually improve its competitive strength both domestically and globally. Money Matters specialized knowledge and expertise of the changing Indian market has enabled them to serve various corporate sectors with perfect financial solutions. The company also offers corporate finance advisory that has enabled the business owners to take critical decisions and attain their business goals successfully.

Money Matters Financial understands that every business has their own needs and that they are different from the other, so they offer their clients customized solutions to suit the business requirements. The company believes in building a strong relationship with the customers by offering unparallel financial services that are innovative and maintain ethical standards. The company enables different corporate sectors to implement the right strategy and attain their goals. Today, corporate managers only have to choose from an array of financial instruments based on their needs. Money Matters exceptional business growth over the past few years has made them one of the leading financial service providers of the country.

Summary
– Money Matters Financial Services LTD. is a leading financial service provider of the country offering customized solutions and corporate finance advisory to different sectors. The company has witnessed exceptional growth over the past few years and is proud to have a long list of satisfied clients.

Fixed Odds Financial Trading Guide And Tips

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Fixed-odds trading means that you constantly understand the precise gain and loss you can make per trade. It really is out of the question to lose more than your stake, as opposed to other forms of financial trading such as spread betting.

All trading/betting can incur losses together with gains, but with fixed-odds you will understand the potential loss and gain prior to placing the bet that allows you to evaluate the risk and come up with the best choice. Under no circumstances bet more money than you really can afford to lose, self-control is an important element of trading and having it will assist you to to make trades for the best reasons.

Here is a short list of the types of bets available for fixed odds trading.

Double bets are split into four types, flash, intraday, super double and double.

A flash bet (up or down) enables you to take advantage of nearly instant market movements. You get payout in the event the market rises or falls according to bet placed during the bet duration which may be from 30 seconds to five minutes.

An intraday bet (up or down) allows you to bet on a market between two times for that day. You can receive the payout if the market rises or falls, depending on the bet placed, in between those two times. The market must rise or fall by a minimum % quantity in between the stated times for the bet to payout.

The Super Double is usually a bet on the movement of a market either higher or lower in between four provided times from the trading day. For example, you might bet that the market rises in between 9h00 and 10h00, and then rises again between 10h00 and 11h00. If correct the bet will payout approximately four times the stake placed.

The double bet (up or down) allows you to bet on the market which will settle at the close of trading on the given expiry date. The expiry date may be at the close for that day or up to seven days time. If accurate the bet will payout double the stake placed.

Expiry bets are split into bull/bear, expiry range and expiry miss.

The Bull/Bear enables you to bet using a market that you believe will go above or below your preferred level and chosen date. The chosen date can be from seven days to six months ahead and you will be paid out in the event the market is above or below the exact level that you have preferred.

The expiry range bet enables you to bet by you predicting the particular level of the market on a chosen date.

Should the market is above the lower target level, and below the upper target level, that you’ve selected the bet will payout.

The expiry miss enables you to bet on a market between two target levels on a given date. The preferred date can be from 5 days to 360 days depending on the market.

If the market is below the lower target level or above the higher target level at expiry the bet will payout.

Boundary bets are split into one touch, no touch, barrier range, double touch, up or down.

One touch bets enable you to bet that the market will touch a given barrier price at least once prior to the chosen expiry date. The preferred date may be from 5 days to 360 days depending on the market.

No touch bets allow you to bet that the market is not going to touch the barrier level which you have chosen before the expiry date. The chosen expiry date can be from Seven days to 180 days depending on the market.

Barrier range bets enable you to bet that the market will not touch or trade through the chosen low and high barriers before the selected expiry date. The preferred date can be from 7 days to 180 days depending on the market. The bet will payout if the market does not touch both the barrier levels that you’ve preferred.

Double touch bets enable you to bet that the market will touch or trade through both the low and high barriers prior to the selected expiry date. The preferred date can be from Seven days to 180 days depending on the market. The bet will payout if the market touches the 2 barrier levels that you’ve preferred.

Up or down bets allow you to bet that the market will touch or trade through either the low or the high barriers prior to the selected expiry date. The chosen date can be from 7 days to 180 days with respect to the market. The bet will payout if the market touches either of the two barrier levels that you’ve selected.

Runbets are a series of very quick trades on currency. You may predict that the market will go up or down or predict what the last decimal digit will be after 5 ticks.

Tips of the trade

To achieve success listed below are several tips from the top.

Do your research. Inform yourself on current affairs and be familiar with events that may have an impact on market movement for example interest rates, political issues and financial investments.

Don’t expect to start making lots of money, it will take time and commitment to understand and study the markets and test out new strategies. A good trader will analyse the markets and wait for the right conditions to trade.

Don’t be put off by losing, should you have worked out an effective strategy stick to it and don’t be afraid to trade again.

Don’t invest in excess of 5-10% of your capital in one trade. If you lose the trade you will still have capital to bet with.

Do look at and analyse any mistakes, they’re essential learning curves and will help you to make better trades in the future.

Don’t allow your emotions to cloud your trading, always trade with a clear head, fear and greed could cause you to make bad judgements.

World Financial Group Review Want To Get To Marketing Director

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So you’ve just taken the leap and became a team member for WFG, or you’re thinking about it. It’s possible you’ve been a part of WFG already and you haven’t had the success you’re looking for.

My mission is to give a review of World Financial Group and the business opportunity it presents. The good the bad and the ugly if there is an ugly. I come from a financial background and have quite a bit of experience in both MLM and the financial industry.

What is WFG?
WFG is a network marketing financial company with a specialization in insurance. They also offer college planning and investment solutions selling a small variety of mutual funds. WFG has been around for six years but they’re part of a larger insurance firm, AEGON. Their primary target is middle aged mid class clientele.

World Financial Group sells mostly term insurance.Which is probably the best kind of insurance for your money’s worth. The policy is blended with mutual funds to invest at the same time, called a Universal Policy. College planning is something that’s more recently been added to their company as the economy has pretty much demanded it.

The MLM
As long as MLM exists it will always be criticized by the general public, which we know, that you can’t get around. Even though it’s still a proper and legit business to make money from.

The idea is to acquire reps and customers. When you can’t acquire a rep, the idea is to get them as a client, either through investing, college planning, or insurance. A good promotion to get to is Senior Associate. Marketing Director is a difficult position to obtain in the company. At the MD level you’re making six figures and you pretty much do WFG full-time.

Senior Associates can be extremely hard to produce on a consistent basis, mostly because of the nature of network marketing the financial industry. One of the biggest problems reps have coming into the financial industry is having the trust of their clients or potential clients because you’re dealing with the most important thing in people’s lives, their finances.

A rep with no financial background or connections can have a hard time building contacts and clients without prior experience. In order to begin this business you need to get your insurance and mutual funds licence which can be difficult for those not academically sound. Lead generation is the last thing that’s thought about but should really be first on any business owners list. When you’re not making money in the beginning and you have to pass the examinations plus build your business at the same time, it can be quite stressful.

Having a marketing plan in place before you start anything can be a vital part of your success in World Financial Group. Using the internet as my main source for leads has helped me build my business for practically nothing. Check out the links below if you need help becoming the next Marketing Director and want to be the next World Financial Group Super Star.

Loan Against Property In Ncr A Godsend During Financial Distress

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It is natural for you to get a bit worried about your finances when you want to send your son or daughter abroad for education, or even when you are seeking to finance your business” expansion.

One of the various ways you can arrange finance is by taking a loan. You can either take a personal loan or take a loan against property.

Loan Against Property (LAP)

A loan against property is funds disbursed against the mortgage of property. Typically, the amount of loan given is a certain percentage of the market value usually in the range 40% to 60%.
Loans against property are generally available for:

“Expanding business

“Son”s/daughter”s marriage

“Financing studies abroad

“Funding medical treatment

“Funding a vacation

A loan against property in NCR is given against any type of property that can include residential, commercial or industrial.

Some of the requisites to apply for LAP are:

“the individual must have property in his/her name

“LAP can be applied to property that is collateral

“there should not be any other encumbrances

While loans against property are obtainable from leading banks, certain finance distribution companies also make LAP available. In addition, some well-known finance distribution organizations offer loans with cutting edge approval processes enabling speedy approval and quick disbursal of loan amounts.

Some of these companies provide customized financial services including corporate debt syndication for large loans.

It is surprising that many individuals are reluctant to leverage their property for taking loans.

“When finances are strained, many prefer to borrow from family or friends”, says a financial expert.

“But prudent borrowers have experienced that taking a loan against property is the best option because it is cheaper than a personal loan and importantly being a collateral loan you can get a higher amount than the one you get for an unsecured loan”.

Here are some important pointers.

“If the loan is against property that has multiple owners, then all of them will have to be joint applicants to avail the loan.

“The property should be clear, without any encumbrances.

” The lender, such as a bank, will make a thorough check of all the documents related to the title of the property, and also ask for proof of identity such as passport or PAN card.

“If you are an employee, the bank may ask for bank statements for the past six months, and if you are self-employed you may be asked for certified financial statements for the past two years.

While taking a loan against property in NCR, borrowers must exercise due diligence, because in all matters related to loans, certain risks are involved.

Firstly there is no scope of any mistake; everything should be right the very first time itself. Secondly you cannot default on loan payment. This can result in loss of ownership of property in a worst case scenario.

But with good homework, and financial discipline, a loan against property is a boon in need.

Financial Literacy Appreciation for Depreciation and Time Value of Money

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In today’s society, instant gratification and the desire to buy everything brand-new seems to be a typical behavior among most consumers. However, many consumers may decide to reevaluate their spending habits and proposed purchases if they better understood how quickly the book value of various items depreciated. Cars (vehicles), jewelry, books (especially text books), electronics, cds, dvds, power tools, and furniture all represent commodities with book values that depreciate at an exponentially fast rate. All of the aforementioned items could be bought at full price, but buying a used item could save consumers a considerable amount of money as well as still allow them to benefit from the useable life of the item. Ideally, enhancing financial literacy regarding depreciation would help individuals to reduce personal debt by reinforcing the disproportion between the quality of an item and what it cost. Nevertheless, having a working understanding of the various depreciation methods would definitely assist consumers to make conscious decisions when making purchases.

Depreciation is defined as the expenses associated with spreading-out or allocating the cost of an asset over its useful life by accounting for physical wear and tear, decay, and obsolescence. In order to measure depreciation several factors must be determined which include, the cost of the asset, the estimated useful life, and the estimated residual value. Typically, the cost to purchase an asset is a known amount by the purchasing entity, but the estimated useful life and the estimated residual value need to be determined. The estimated useful life of the asset represents the length of service that is expected from using the asset, which can be indicated in years, units of output, miles, and other measures. Next, the estimated residual value (which is also commonly referred to as the scrap value or salvage value) is expected to be the cash value of an asset at the end of its useful life or when the asset is sold or discarded. Typically, the estimated residual value will be determined by the owner of the property or another reliable source (i.e. Kelley-Blue Book). Straight line (SL) depreciation represents the simplest and most-often-applied depreciation method, in which an equal amount of depreciation is assigned to each year (or period) of asset use. For the most part, depreciation on goods purchased by consumers can be calculated through the SL depreciation method. In essence, SL depreciation per year = Cost-Residual Value/ Useful life in years. With this method, the depreciable cost can be determined by deducting the estimated residual value from the asset’s original cost. Consumers should also keep in mind that depreciation decreases the value of the asset, because the amount of depreciation continues to accumulate each year. Also, the valued equity of the asset decreases as a result to the depreciation expense. Thus, as the asset is used during operations, the accumulated depreciation increases while the book value of the asset decreases. In SL depreciation, the asset depreciates until the book value equals salvage value. When the estimated useful life is achieved, the asset is considered to be fully depreciated. For example, if an individual purchases a sports car for $55,000, with an estimated useful life of 10 years and an estimated salvage value of $8,000. The SL depreciation for the sports car would be determined by using the SL depreciation equation of (Cost-Residual Value/ Useful life in years) which equates to ($55,000-$8,000/10 years). In essence, the sports car would depreciate by $ 4, 700 per year.

In addition, many consumers that can’t afford to buy brand new big ticket items, often satisfy their wants and needs through participating in rent to own agreements with companies like Rent- A-Center and Aaron’s. Most consumers that make agreements with rent to own businesses often don’t fully understand the ins and outs of their contract. Typically, these rent to own business organizations earn revenue through marking up the retail price of items and by charging high interest rates, which are most likely compounded daily. In the end, the consumer that shops at rent to own stores sometimes end up paying twice as much as the item is worth and in many cases once the customer finally owns the item, it most likely has depreciated to its salvage value.

Prudent consumers should also become familiar with the time value of money and how this relates to the compounding of interest on rent to own agreements and credit cards. Typically, in the U.S., credit card interest rates are compounded daily based on the unpaid principal and then they are applied to the monthly billing cycle. Compounding refers to the process of calculating interest for a specific time period on the sum of the principal and any interest accumulated at the beginning of the period. Basically, with credit cards, the holders are paying interest on any interest charges as well as continuing to pay for the loan. Consequently, the compounding of interest on credit cards is what makes them so difficult to pay off. In the end, the sooner consumers learn to appreciate the benefits of financial literacy, the sooner they will understand the concept of depreciation and the time value of money.